Spending $40,000/year in retirement needs an estimated $1,000,000 portfolio — saving $1,000/month from age 30, that's reachable by about age 56.

Retirement Age Calculator

Work backward from your desired retirement spending to the age you can actually retire.

Your Situation

Current Age

30 yrs

Current Savings

Monthly Contribution

1000$

Expected Annual ReturnExample rate — not investment advice.

Desired Annual Spending in Retirement

Safe Withdrawal RateThe share of your portfolio you draw down each year — 4% is the traditional "4% rule".

Local AI isn't available in this browser. The calculator above still works manually.

Retirement Age